Tips

Found 205 blog entries about Tips.

There are many common mistakes first-time homebuyers make. Some are minor, while others can end up being costly. Fortunately, several of these mistakes are avoidable! Please read and share this article with other first-time homebuyers to help them spot these common errors before making them.

Mistake #1: Looking For A Home Before Getting Pre-Approved

When you shop for a home before approval, you run the risk of falling in love with a home that's out of your price range --ruining the whole home buying experience before you start.

Instead, focus on the finances first. Make sure you have enough saved for a down payment and the closing costs and get your pre-approval before you start home shopping.

Mistake #2: Buying More Than You Can

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Since Tennesseans have spent most of the last year sticking close to our homes, it comes as no surprise that many of us have been bitten by the organization bug. With spring just around the corner, now is the perfect time to make the final push, clearing out all of your boxed up unwanted items once and for all, leaving you with an organized and clean living space in which to (hopefully) finish out the last few months of quarantine.

If you’ve found yourself with a ton of stuff you don’t need anymore but are having trouble deciding just what to do with it, consider calling one of the following local donation services to send a truck right to your doorstep. While you may need to schedule 2 - 4 weeks in advance, rest assured that these charitable

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When you are in the process of remodeling or designing a home’s interior, choosing flooring materials is one of the most important decisions you will make. Often, professional designers recommend choosing a type of flooring—as well as the color and finish—before you go on to choose things like countertops, lighting fixtures, cabinets, appliances, and wall colors because flooring is absolutely fundamental to a home’s appearance. 

Today, we’re exploring 9 of 2021’s most popular flooring choices. Modern flooring technology is truly amazing, offering more potential varieties than you may have realized! We hope this guide will help you determine which flooring is best for your home makeover.

1.) Hardwood

Hardwood flooring is timeless,

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It was one thing to set up shop at the kitchen table for after school homework - just grab the pencil jar kept near the table, pull out those worksheets from the backpack, and there you have it, a homework station! But what about kids who are now doing full or partial remote learning? That is an adjustment that for most, takes a little more setup than just a quick stop at the kitchen table. For many reasons including concentration, energy levels, comfort, and just plain enjoyment, it’s important to think about the elements that are going into your child’s remote learning space. Below are some of the most important things to think about:

Think Location

When thinking about the best locations for your child’s learning space, go off your child’s

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With social distancing still a must, it’s little wonder that many of us have allowed our fitness routines to slip. We know sedentary life is a clear path toward later disability and illness, though, so it’s time to step up and reclaim our health. Today, we’re sharing our top tips for creating a home workout routine. 

Ultimately, designing your own workout program should be an enjoyable, challenging experience. You’ll no doubt make adjustments to your initial plan, but with some planning and creativity, you should be able to dramatically improve your fitness without spending a cent or hitting the gym once.

1.) Analyze Your Motivation

There is a wide range of motivations for optimizing fitness, and most of them are perfectly acceptable.

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An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application, underwriting, and financing the loan. The lender may combine the fees into one charge or may list each one individually.  

Either way, origination fees are separate from your mortgage down payment and are often paid as part of your closing costs.

What Do Origination Fees Cover?

  • Loan processing, such as reviewing your application and preparing documents.
  • Underwriting, such as gathering and verifying your information, including your credit score.
  • Loan Funding, such as "points" that lower your interest rate

How To Determine the Cost of Your Mortgage Origination Fee

The typical origination fee is

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Summer comes with so many things that bring joy - there’s sun and warmth, and outdoor gatherings and longer days. The winter? Well, that’s a different story. But there is one thing that very few people can argue with and that is; winter is a time where you get to really lean into feeling warm and cozy right at home. The Danish and Norwegian (who have a lot of practice with dark, winter days) call this concept “hygge”, and while we may not have a full name or word for the feeling, we’re determined to up the warm and cozy. 

Below are some of our favorite ways to make that happen:

Candle Inspired Lighting

Think candles. While candles are the obvious - we aren’t saying just go out and buy more candles. Think about the type of light that candles

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We made it! 2021 really did come after all, and while most of us are rejoicing at the idea of a new start and making this year the best yet, it’s important we plan out how we’ll do that.

Resolutions are highly personal, and everyone has their own take and own ambitions with each one - but to kick everyone off on their own resolution journeys, we’ve pulled together some inspiration of all different kinds:

Think Wellness

No, no, not “lose weight”. Think more specific. Think about what would help you in total - mind, body, and spirit. Is it to find a form of movement that you love and do it more often? Is it to cook more often at home? Is it to simply reach for whole foods instead of packaged ones? Think about how you will feel best overall

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During our nation’s year of being quarantined at home, Americans have made bold changes to their surroundings. Now that most of us must use our limited living space to work, supervise the education of our children, and conduct distanced social interactions, we’ve begun to prioritize comfort and functionality more than ever before. Whether this year has made you long for a workspace that’s as cozy as the sweats you secretly wear to work meetings or a room that feels like an escape to an island paradise, you’ll find you’re not alone as we highlight Parks' Top Ten Interior Design Trends to Watch for in 2021.

1.) International Aesthetics

Most 2020 international travel plans were canceled, which makes this the perfect time to draw on global

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Oooh, moving. The sheer act of moving is quite the feat - and when paired with buying and selling a home the whole process is that much more of an *event* let’s say. So what happens when someone you love moves into a new house? You help make the house a home by an amazing housewarming gift, of course! Below are some of our favorite housewarming gift ideas:

Plant Love

Homeowners can never have too many plants! Whether a potted seasonal plant for the porch, a small indoor plant, or a small tree that can be planted in the yard later - your gift will add life to the house and be there (fingers crossed) for the long haul. Not sure where to start? The money tree plant is easy to care for and is said to bring good luck and fortune! 

Such

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